Full Service buying Experience
LOOKING TO SECURE YOUR FIRST HOME OR UPGRADE TO THE NEXT LEVEL? LET'S TURN YOUR GOALS INTO REALITY.
Discover how you can take advantage of today's great mortgage rates to turn your dream of owning a home into a reality. With interest rates currently at historic lows, there has never been a better time to explore your options and find a mortgage rate that makes your dream home more affordable than ever before. Start planning for your future today and see how you can make the most of the incredible mortgage rates available right now.
Mortgage Home Purchase
Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Find Out How Much Home You Can Afford
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.”
This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment).
VA and FHA loans even allow for higher debt ratios on a case by case basis.
The ultimate guide to home purchase
THE HOME PURCHASE Loan Process
Here’s how our home purchase loan process works:
- Complete our simple mortgage pre−approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
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home buyer workshop
Curated buyer resource to help guide you in purchasing your home.
Buyer Workshop
Working with E3
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E3 Realty & Loans - DRE#02073759 - NMLS#1770437
2157 Country Hills Drive Suite 206 Antioch, CA 94509
CRMS Realty and Loans, Inc. NMLS Consumer Access. All information provided is deemed reliable but is not guaranteed and should be independently verified. This website and its affiliates make no representation, warranty or guarantee as to accuracy of any information contained on this website. You should consult your advisors for an independent verification of any properties or legal advice.
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